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Built by dealers, for dealers

Three decades on the floor.
One AI-native platform.

AiF&I is built by people who have run dealerships, structured deals, and worked the F&I box. Engineering is led in house by a partner of the firm with deep enterprise AI and SaaS experience.

Founders

Where automotive retail meets
AI-native engineering.

Marina Letsios

Marina Letsios

Founder

Operates Atlantic Kia. Vice Chair at GNYADA, with direct access to dealer principals across the largest dealer association in the NY metro. Author of The Second Eden. Now scaling her ethical F&I playbook in software.

Nick Letsios

Nick Letsios

CEO

30+ years on dealer floors across multiple rooftops. Has run deals through every major DMS, lender platform, and compliance regime in the market. Knows which integrations hold up under volume and which F&I managers will accept on day one.

Strategic Advisors & Operators

The bench around the founders.

Compliance, legal, and go-to-market expertise that turns a great product into a category-defining platform.

Chris Tsiropoulos

Chris Tsiropoulos

Advisor & Evangelist · The Dealer's Concierge

Founder of The Dealer's Concierge, a real-time compliance monitoring and policy intelligence service used by dealer groups across the country. The Dealer's Concierge is our distribution channel into the dealer market, with Chris as a strategic collaborator since day one.

James A. Wolff

James A. Wolff

Corporate and Securities Counsel, Greenspoon Marder LLP

Partner at Greenspoon Marder. Practice spans securities offerings, corporate structuring, and intellectual property. Veteran of automotive- and tech-sector financings, with the credibility to anchor an institutional cap table.

Thomas Gaydos

Thomas Gaydos

Fractional CMO · On-Call CMO

Two decades across B2B SaaS positioning, fractional CMO engagements, and investor relations, with deep automotive-retail domain experience. Leads market positioning, GTM strategy, and product narrative for AiF&I alongside the founding team.

White paper · 13 pages

Built by dealers. Read the why.

Marina and Nick spent decades sitting in the F&I box and sat in every audit it survived. The white paper distills what they learned about the room that earns a third of dealership profit, and what AiF&I changes.

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